摘要： 基于立法论的立场阐释让与担保制度的规制模式，主要有两种模式三种机制存在，而其中的实质性差异也决定了让与担保规制模式的理性选择。基于事物本然之法理，债权法典化的模式更符合让与担保的内在品格及担保权的发展趋势。

关键词: 让与担保 , 法典化 , 规制模式 , 立法论

Abstract: From the viewpoint of legislation，there are three kinds of regulation models and two kinds of systems concerning an transferguaranty，the substantial differences of which determine the rational selection of the regulation models of the transferguaranty．In terms of the naturalness of everything，the codification of the creditor’s rights is more consistent with the inner character of the transferguaranty and the development tendency of hypothec as well．

Key words: transferguaranty, codefication, regulation model, legislation