摘要：

现代金融市场表现为多层次、多主体、多环节的资本叠加、行为叠加和技术叠加，各种诉求、规则和价值之间的互嵌、冲突和对抗普遍存在，蕴含的风险繁杂多样，对金融风险的治理需要政府、社会和市场等机制的协同才能完成。从形成基础上讲，政府、社会和市场机制的治理能力及边界，以及金融风险的系统性、复杂性和治理所需知识的多样性，是金融风险协同治理的逻辑基础和现实依据。从构成要素上讲，法权要素、主观要素、结构要素和知识要素是金融风险协同治理机制的核心要素，这些要素需要通过对治理主体间权利和权力的合理配置、治理主体间信任关系的法治促成、网络联接状态的法治强化和知识共享的法治保障来落实。从实施过程来讲，行政指导、行政契约、行政授权、行政委托和行政辅助行为是金融风险协同治理的主要行为类型，法律激励、责任机制和过程约束是法治视角下金融风险协同治理行为展开的主要路径。

关键词: 金融风险, 协同治理, 法律机制

Abstract:

Modern financial market is characterized by the overlapping of the multi-level，multi-subject and multi-link capital，behavior and technology.The universal confrontation，conflict and mutual embeddedness among various demands，rules and values involved extremely complex and diverse risks.The governance of these risks requires the coordination and interaction of the government，society and market mechanisms.On the basis of formation，the government，society and market mechanism's ability and boundary，as well as the systematicness，complexity and diversity of the required knowledge are the logical and realistic basis for co-governance of the financial risks.In terms of the constituent elements，the core elements of the co-governance mechanism of the financial risks are the legal power，the subjective，the structural and the knowledge.They need to be implemented through the rational allocation of the rights and powers among the governance subjects，the trust relationship between the governance subjects，the state of network connection and the sharing knowledge of the rule of law.In terms of the implementation process，the main types of the co-governance of the financial risks are the administrative guidance，the administrative contract，the administrative authorization，the administrative entrustment and the administrative assistant actions.Furthermore，the legal incentives，process constraints and responsibility mechanisms are the legal path to ensure the above-mentioned actions.

Key words: Legal Mechanism, Cooperative Governance, Financial Risk