摘要：

结合优化营商环境的立法背景，从动产和权利担保的功能主义进路与消灭隐形担保两个视角，对民法典中的动产和权利担保新规则进行体系性的全面阐释。《民法典》在动产和权利担保领域，向功能主义迈出了一步，但具体到各个不同担保形式，其功能主义的程度也有所不同。《民法典》为消灭隐形担保作出了很大努力，但也并未彻底消灭隐形担保。在此领域，大量规则尚需要进一步的解释和细化。此有待未来判例学说加以展开。

关键词: 动产担保, 权利担保, 功能主义, 隐形担保, 营商环境

Abstract:

One important legislative background for the civil codification in China is to optimize doing-business environment，which hewily impacts the law of secured transactions in the Civil Code of China.This article systematically explores the new rules of secured transactions in the Civil Code from the perspectives of the functionalism and the elimination of invisible security.In this area，the Civil Code has taken a step towards functionalism；however，different forms of securities on personal property have different degrees of functionalism.The Civil Code has made great efforts in eliminating invisible securities which are however not eliminated completely.Many rules in the field of secured transactions still need further interpretation and refinement in the future judicial practice.

Key words: Security on Personal Property, Functionalism, Invisible Security, Doing Business Environment